Midland, Portfolio Recovery, LVNV, Cavalry — if the plaintiff isn’t your original creditor, you’re being sued by a debt buyer, and chain of title is now their problem. Every assignment in the chain must be proven. Gaps are fatal to their case.
Unknown plaintiff = demand the paper. Every time.
Don’t pay a lawyer to find out what your rights are. Go to JusticePrompt.com and get the free kit. No credit card. No upsell. Just the documents and the law.
